The Lowest Mortgage Rates & Fees in New Jersey Guaranteed ! No games or gimmicks, just the lowest mortgage rates all the time, Conventional or FHA. Unlike other lenders our rates and fees are in writing. Best of all no upfront fees. Weather you are purchasing or refinancing a home in New Jeresey we believe every borrower is entitled to great service and honesty. And we show it everday by consistantly maintaing a A+ Rating with the Better Business Bureau........
Lowest Mortgage Rates & Fees (In Writing)


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Testimonials
The application process was smooth and I was extremely pleased when I was told the rates had dropped and I was getting a lower rate than when I applied.
Linda B.
My loan officer Steve is a real professional, he kept me updated on the status of my refinance all the way to closing, best of all I received a estimate before applying and everything was right on.
Karen M.
I called many mortgage companies before applying With Emery Federal Credit Union, they treated me right and gave me a great interest rate. Already referred two friends.
Louis C.